We have a comprehensive claims-made based medical malpractice indemnity insurance policy offering underwritten by local and international indemnity providers. We are
accepting quotation applications from all consulting practitioners who are on the Irish Medical Councils Specialist Register. If you would like to
receive a quotation from us please complete our online application form below.
Medical Malpractice Indemnity and Professional Indemnity Claims Made Policy Wordings and Public Liability
Medical Indemnity Limits operate in cognisance of the clinical indemnity scheme cap limit programme
Competitive Annual Premiums for all specialties (excl obstetrics)
Cover for Medico Legal Work (included in policy limits)
Legal Expenses for Regulatory Hearing, Inquest, Coroner Defence Costs e.g. Medical Council, Disciplinary Hearings etc.... (sub limit of
The current offering includes Run Off Cover automatically following death, permanent disablement or retirement
€0 (Zero) Indemnity Policy Excess
Cover for Good Samaritan Acts - Worldwide
At Challenge we have our own in-house medico legal expertise and we operate our own helpline for our healthcare clients. This service
caters for the majority of our pre-litigation queries. For legal matters we have access to a panel of solicitor firms listed below:
Daniel Spring & Co Solicitors - Donal, Fiona and their Healthcare Law team are widely recognised within the healthcare industry. They are
also a nominated firm on the State Claims Agency panel and would have extensive experience in dealing with catastrophic injuries claims,
fatal injuries claims and representing practitioners at inquests and Tribunals of Inquiry. For further details see www.danielspring.ie
The team is headed up by Challenge MD, Mr David Walsh. David has spent a number of years investing in broking and CRM technology to establish
the company as an efficient insurance provider with the ability to meet the indemnity demands and needs of modern professionals.
David was also invested time and resources into developing strong relations with medical industry and governmental representatives who
have provided assistance to Challenge with establishing the comprehensive offering available to private consultants today.
The Challenge Medico-Legal and Claims Management team is headed up by Ann O’Driscoll who is a solicitor and former nurse and midwife.
For the past 20 years, Ann has specialised in defending medical malpractice claims and representing doctors and nurses at inquests
and Fitness to Practice enquiries. She advises healthcare organisations on clinical risk, clinical governance and medico-legal matters.
She is highly regarded in both legal and healthcare circles. Ann is also a lecturer and examiner on the UCD Graduate Diploma
in Health Care (Risk Management and Quality) course. She is a sought-after speaker at healthcare conferences, seminars and study days.
Ann's approach to clinical and healthcare risk management is very much hands-on, with an emphasis on offering practical, safe solutions
to her clients' legal and business needs. She achieves this by combining her legal and clinical expertise with a large dose of common
sense. She is an accredited mediator.
Ann and her team participate in and assist with study days and workshops organised by healthcare clients. Ann also advises and assists
healthcare organisations with attaining accreditation status. Ann and her team carry out on-site pre-accreditation clinical and health
and safety risk surveys. This service is unique to DAC Beachcroft Dublin.
Before joining Challenge Ann was a partner at DAC Beachcroft Dublin, and a partner in the Healthcare Department of Mason Hayes + Curran.
Prior to joining Mason Hayes + Curran, Ann headed up the medico-legal and risk management department at Hayes McGrath Solicitors. Ann
also worked for seven years with St. Paul Ireland Insurance as the Senior Medico-legal Advisor to the St. Paul-insured 'State
Medical Indemnity Scheme' which insured approximately 4,000 non-consultant hospital doctors. Ann headed up a team of solicitors and
risks managers who advised and assisted healthcare professionals and organizations on clinical risk and medico-legal matters.
Clients enthuse about Ann O'Driscoll, saying she is 'a real fountain of knowledge. She really knows her stuff and is very committed
to achieving what the client wants to do.'
Clients note: 'She has a superb reputation and her knowledge of the area is just amazing.'
Dan joined the Challenge Team as Business Development Executive in July 2015. Dan is an experienced insurance professional with over 10
years’ combined underwriting and insurance broking experience. Dan, who is CIP qualified, helps to manage our existing book of clients
as well obtaining quotations for new applicants. If you have any quotation queries don’t hesitate to contact firstname.lastname@example.org
Joe is a qualified insurance professional and has been on the board of Challenge since the company was established in 2006. He has played
an integral part in growing relations with partners of Challenge over the previous 10 years. Joe would also oversee all compliance
matters at Challenge and would work closely with the Compliance Support Initiative at Brokers Ireland.